|| ABOUT COMPANY ||
Hawaii Mortgage Professionals, LLC works with multiple wholesale lenders navigating not only competitive pricing for each borrower, but the best product that suits each unique financial situation.
When going to a bank, you are subject to the banks rates whereas a mortgage broker has the flexibility to shop around for the best rate and product for you. Also, going the route of a mortgage broker can allow you the unique option of working directly with a single point of contact each step of the way, saving time and making the financing process smooth and easy.
Well, the answer is simple and comes down to 3 words: passion, knowledge, and efficiency. We are passionate about providing quality service to all clients. We are knowledgeable with current markets, rates, and available products. We are efficient with each step of the process. From beginning to end, you will be in communication with your loan professional, walking you through each step of the process. Coming from a loan processor background, we have streamlined the loan processing step to ensure the most efficiency for the quickest closings.
If it is a purchase loan, we would follow the close of escrow timeline dictated in the purchase contract. However, the team at Hawaii Mortgage Professionals, LLC is always striving and working to get every loan to closing as quickly as possible. If the loan is a refinance, given the time frame of the appraisal (if one is needed), the loan can close as quickly as 14 days.
Meet Our Broker / Owner
NMLS# 1209026
Bonnie Kaae
NMLS# 1209026 Bonnie started in the mortgage industry well over a decade ago as a broker assistant. She has been fortunate to work in many different positions within the mortgage industry, which have all contributed to her knowledge and success within the industry. Starting as a broker assistant, and then expanding to an office manager aiding with accounts payable and receivables as well as the many other responsibilities of running an office, to a loan processor, and then a loan originator, Bonnie understands the inside and outs of a mortgage company. Working within all these job capacities has provided her the knowledge and diversity to grow with the ever-changing mortgage industry. She started her own processing company in 2016 where she gained an invaluable amount of experience with a multitude of loan products working with Mortgage Brokers all over the state of Hawaii. In 2019 she closed her processing company and decided to originate the mortgage loans she had been processing for years. A big step forward in her career and a change of pace was what was needed. Bonnie is passionate about the loan products she offers and the clients that trust her with this huge step in their financial journey. Her experience as a loan processor allows her to look at each borrower’s specific scenario regarding (credit, assets, income, etc.) and analyze what the best loan products for each borrower may be. Every individual’s financial situation is as unique as the individual themselves, and Bonnie is one of the best in making that puzzle work. Born and raised in Kailua Oahu, Bonnie finished high school as well as her college career in Hawaii. Her roots have been fixed on Hawaii island since 2008 where she raises her 4 children with a focus planted in sustainability of ‘Āina (land), Lāhui (community), as well as ‘Ohana (family). She is passionate about working hard and giving back to the community that nourishes and feeds their souls. Being the youngest of 4 herself, hard work and ‘Ohana has always been the center of her universe and focusing on working together to make the impossible, possible. Balancing daily life is a blessing that she looks forward to each day. Whether she is in the office, at a baseball game, a jiu jitsu tournament, at the beach, or any of the other many sports her and her ‘ohana participate in, Bonnie is always available to her clients. Through homeownership we build a brighter future not only for ourselves, but for our next generation. Bonnie is excited to work with you thorough your homebuying or refinance journey as she walks you through each step of the financing process.